Life Insurance Financial Evaluations, LLC

About Us

Life Insurance Financial Evaluations, LLC:

    • Offers independent and unbiased evaluations
    • Has over 16 years of experience in advanced markets life insurance planning and administration, including:
    • Nonqualified Benefit Plans (Deferred Compensation, SERP, etc.)
    • Corporate Owned Life Insurance (COLI)
    • Bank Owned Life Insurance (BOLI)
    • Split Dollar Life Insurance
    • Section 162 Executive Bonus
    • Estate PlanningWealth Accumulation
    • Retirement Income Planning
    • Premium Financing
    • Life Settlements
    • Applies project management disciplines to life insurance planning and administration
    • Offers proprietary financial models for policy evaluations, performance measurements, life expectancy estimates, and nonqualified benefit plan projections
    • Incorporates life expectancy probabilities into policy planning and administration
    • Holds CFP®, CLU®, ChFC®, and PMP® certifications
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    Ken Godfrey - President & CEO
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    Prior to establishing Life Insurance Financial Evaluations, LLC in 2010, Ken Godfrey spent over thirteen years in the life insurance industry focused on the specialty areas of executive compensation/benefits and wealth transfer/estate planning.  Throughout his career, Ken has managed teams of financial analysts responsible for benefit plan projections and the advanced case design, implementation, and service of individually owned, trust owned life insurance (TOLI), corporate owned life insurance (COLI), bank owned life insurance (BOLI), and split dollar life insurance plans.  Ken has a keen understanding of life insurance products, their use and design in complex financial plans, and strong Excel and PowerPoint skills to summarize and present results in an understandable fashion.  Ken has a passion for helping agents increase their sales, assisting insurance agencies/carriers to improve their operations, and educating consumers on the value and ongoing policy management responsibilities of owning insurance products.

    Ken’s work experience includes:
    • Project Integration Manager for Performix Consulting in Reston, VA
    • Managing Director/Technical Advisor for McNair & Company in McLean, VA
    • Dual roles of President & Chief Compliance Officer for Wachovia Insurance Services Broker Dealer, Inc. and Vice President, Manager of Advanced Markets for Wachovia Insurance Services, Inc. in Charlotte, NC
    • Director – Design & Analysis for The Todd Organization in Greensboro, NC

    Ken's professional designations and certifications include Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) from The American College, the CERTIFIED FINANCIAL PLANNERTM certification from the CFP Board of Standards, and the Project Management Professional (PMP)®  credential from the Project Management Institute (PMI).  He graduated from North Carolina State University in 1996 with a B.A. in Business Management and a Minor in Statistics.

    Publications:

    Navigating the Complex World of Life Insurance - Book
    Think Before You Calculate (pdf) - InsuranceNewsNet Mag.
    A Closer Look (pdf) - AALU Quarterly
    Premium Finance Life Insurance (pdf) - Robb Report Worth